---
title: "Joan A. Lloyd | KnowJudges"
canonical: "https://knowjudges.com/kyj/judge/joan-a-lloyd-8813"
page_type: "judge_profile"
updated: "2026-10-07"
---

# Joan A. Lloyd

U.S. Bankruptcy Court for the Western District of Kentucky · U.S. Bankruptcy Judge

## Profile

- Court: U.S. Bankruptcy Court for the Western District of Kentucky
- State: Kentucky
- Role: U.S. Bankruptcy Judge
- Service status: active
- Last verified: 2026-06-30

## Summary

Official statewide and applicable court procedural guidance applies to this judge.

## Biography

### Professional career

- Federal judge on the U.S. Bankruptcy Court for the Western District of Kentucky, appointed in 1999 and currently serving a renewable 14‐year term through 2027
- Judge, United States Bankruptcy Court, W.D. Kentucky, 1999-present
- Chief Judge: held the role of Chief U.S. Bankruptcy Judge for the Western District of Kentucky from 2006 to 2008

### Education

- University of Louisville — J.D.

### Additional information

- Began her legal career at her father’s firm, Lloyd & McDaniel, in Jefferson County, KY
- Prior to joining the court, Lloyd began her legal career at her father's law firm, Lloyd and McDaniel.
- She then transitioned her practice to the law firm of Wyatt, Tarrant & Combs, where she focused on litigation related to commercial bankruptcies.
- Judge Lloyd presides over cases in the U.S. Bankruptcy Court for the Western District of Kentucky, including Chapter 7, 11, and 13 bankruptcy matters, as well as other related proceedings.
- She became a member of the firm's partnership ranks before ascending to the bench.
- Before joining the bench, Judge Lloyd was a partner and member of the Executive Committee at Wyatt, Tarrant & Combs LLP
- handling commercial litigation and bankruptcy cases.

## Before you appear

- Read the judge-specific standing order first when one is listed.
- Check the docket and case orders for requirements that supersede broader guidance.
- Confirm current remote-access and courtroom technology arrangements before the proceeding.

## Courtroom Rules

### motion form

Scope: courtwide

Request an order by written motion unless the rules authorize an application or the request is made during a hearing. State the grounds with particularity and specify the requested relief or order.

Evidence excerpt: A motion must state its grounds with particularity and set forth the relief or order requested.

[Federal Rules of Bankruptcy Procedure](https://www.uscourts.gov/sites/default/files/document/federal-rules-of-bankruptcy-procedure.pdf)
Source checked: 2026-07-30

### motion notice timing

Scope: courtwide

Unless a motion may be heard ex parte or another period applies, serve the written motion and hearing notice at least seven days before the hearing. Serve supporting affidavits with the motion.

Evidence excerpt: A written motion (other than one that may be heard ex parte) and notice of any hearing must be served at least 7 days before the hearing date, unless the court or these rules set a different period.

[Federal Rules of Bankruptcy Procedure](https://www.uscourts.gov/sites/default/files/document/federal-rules-of-bankruptcy-procedure.pdf)
Source checked: 2026-07-30

### contested matter notice

Scope: courtwide

In a contested matter not otherwise governed by the bankruptcy rules, request relief by motion and give the opposing party reasonable notice and an opportunity to be heard. A response is required only if the court orders one.

Evidence excerpt: Reasonable notice and an opportunity to be heard must be given to the party against whom relief is sought. No response is required unless the court orders otherwise.

[Federal Rules of Bankruptcy Procedure](https://www.uscourts.gov/sites/default/files/document/federal-rules-of-bankruptcy-procedure.pdf)
Source checked: 2026-07-30

### disputed fact testimony

Scope: courtwide

Present witness testimony on a disputed material factual issue in the same manner as testimony in an adversary proceeding.

Evidence excerpt: A witness's testimony on a disputed material factual issue must be taken in the same manner as testimony in an adversary proceeding.

[Federal Rules of Bankruptcy Procedure](https://www.uscourts.gov/sites/default/files/document/federal-rules-of-bankruptcy-procedure.pdf)
Source checked: 2026-07-30

### evidentiary hearing notice

Scope: courtwide

Use the court's procedure to determine, reasonably before a scheduled hearing, whether it will be an evidentiary hearing at which witnesses may testify.

Evidence excerpt: The court must provide procedures that allow parties-at a reasonable time before a scheduled hearing-to determine whether it will be an evidentiary hearing at which witnesses may testify.

[Federal Rules of Bankruptcy Procedure](https://www.uscourts.gov/sites/default/files/document/federal-rules-of-bankruptcy-procedure.pdf)
Source checked: 2026-07-30

### evidence rules

Scope: courtwide

Prepare evidence under the Federal Rules of Evidence and Federal Rules of Civil Procedure 43, 44, and 44.1, which apply in bankruptcy cases.

Evidence excerpt: The Federal Rules of Evidence and Fed. R. Civ. P. 43, 44, and 44.1 apply in a bankruptcy case.

[Federal Rules of Bankruptcy Procedure](https://www.uscourts.gov/sites/default/files/document/federal-rules-of-bankruptcy-procedure.pdf)
Source checked: 2026-07-30

### oath or affirmation

Scope: courtwide

A solemn affirmation may substitute when an oath is required. The national rule identifies the bankruptcy judge, clerk, deputy clerk, U.S. trustee, and other authorized officers as persons who may administer it.

Evidence excerpt: If an oath is required, a solemn affirmation suffices.

[Federal Rules of Bankruptcy Procedure](https://www.uscourts.gov/sites/default/files/document/federal-rules-of-bankruptcy-procedure.pdf)
Source checked: 2026-07-30


## Sources

- [Official profile](https://www.courtlistener.com/person/8813/joan-a-lloyd/)
- [Official roster](https://www.courtlistener.com/person/8813/joan-a-lloyd/)
- [U.S. Bankruptcy Court for the Western District of Kentucky current judicial profile](https://www.courtlistener.com/person/8813/joan-a-lloyd/)
- [Federal Rules of Bankruptcy Procedure](https://www.uscourts.gov/sites/default/files/document/federal-rules-of-bankruptcy-procedure.pdf)
- [CourtListener judicial biographical directory](https://www.courtlistener.com/person/8813/joan-a-lloyd/)
- [Judge Joan A. Lloyd | Western District of Kentucky | United States Bankruptcy Court](https://www.kywb.uscourts.gov/content/judge-joan-lloyd)
- [Joan A. Lloyd - Ballotpedia](https://ballotpedia.org/Joan_A._Lloyd)

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## Published courtroom rules

### Shared court rules

- [Federal Rules of Bankruptcy Procedure, December 1, 2025](https://knowjudges.com/courtroom-rules/national-shared-set-52c9ad7e083212c057b747c7) — Bankruptcy proceedings only; chapter-specific limits apply. Section-specific exceptions, waivers, later amendments and case orders remain applicable. This is a source excerpt, not an exhaustive statement of the rule. [Official source](https://www.uscourts.gov/sites/default/files/document/federal-rules-of-bankruptcy-procedure.pdf). Collected 2026-10-27.
